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  Retirement Magazines Inform on Equity Release Schemes    

Equity release schemes are now one of the most popular post retirement products purchased by most of the retirees in the UK. Buying an equity release scheme helps retirees get some of the cash value of the equity held in their home. Additionally, they can remain living there without losing their right to live in their home as long as they are alive. 

Nowadays, retirement magazines are considered a primary source of information by a large group of prospective buyers who are planning to buy an equity release scheme. Most of the retirement magazines such as Over 55, Saga magazine and others are now discussing more frequently the topic of equity release. These magazines have become the mainstream magazines for the retired population, although the growth of Internet has opened some more avenues that are now gaining acceptance amongst the prospective buyers. The growing market of Internet and online businesses has given birth to several retirement websites who are now providing good support on the subject matter of equity release.

Equity Release Supermarket is one of those retirement websites that is loaded with lots of useful and trusted information. The quality of information helps the prospective buyers in framing their decision, so that they can buy the most suitable equity release that meets all their individual requirements.

The consumers are then well equipped to do their own calculative analysis about the amount that can be released from their property. You can even study the pros and cons as well as the salient features of all the equity release schemes mentioned side by side.    

Lifetime mortgages as equity release plans

Lifetime mortgages are just one of the products you will discover online or in the magazines. While products might vary in what they offer and how they are made available there are certainly some mainstays in the lifetime mortgage category.

Roll-up has undergone quite a few names from lifetime mortgage to the current roll-up lifetime mortgage name. It is the basic plan for which all lifetime mortgages begin. You then have drawdown lifetime mortgages, which are similar but different. In one you get a large lump sum; in the other you receive a small lump sum and then drawdown more as you need it. Interest is charged with both products. Your comparison point in magazines and online will be with the amount of interest charged and how it is charged for the lifetime of the loan.

The next option is enhanced lifetime mortgage. This is everything the roll up choice is except it is for those who are ill. Sounds cold, but in reality there are many retirees who have illnesses from obesity to severe life threatening diseases like cancer. Instead of waiting until death occurs, the person can take out a very large lump sum, larger than the roll-up will provide.

Another choice is the fixed lifetime mortgage. Like the roll-up it accrues interest, but the interest rate is fixed. It is a product that has been on the market a while.

The last lifetime mortgage is the interest only lifetime mortgage. It differs in that you have a monthly payment. To get specifics on this mortgage seek magazine and website details.

Home Reversion  

This is a completely different option to lifetime mortgages, but they also allow for equity release. In this plan you sell your home or a bit of your home. It is not a loan and does not have an interest as part of its setup, which makes it ideal for some consumers.

Retirement magazines as well as retirement websites offer a wealth of information on equity release schemes, although retirement websites are taking a leap ahead. The use of technology helps these websites to broadcast the latest information even before it reaches the publication house. Moreover, the access to these retirement websites like http://equityreleasesupermarket.com is absolutely free of cost. Not so for magazines, but at least you can read these at your leisure in the garden or whenever else time allows during your retirement years!

Equity Release Schemes Help for Over 55s 

The current level of inflation in the UK and the world in general has left many people struggling with the increased demand for money to improve their standards of living. Yet, they have just a little money at hand to put up with the same. Men and women above 55 years of age, the common retirement age gap, are more affected by this as they have less money coming in every month. In fact, the cost of living is increasing every day, homeowners want their premises to look more decent, and much more. Thus, the answer to compare equity release schemes so that you do not have to worry about your financial situation.

Equity release schemes have helped many over 55s access good amounts of equity that can help them improve the appearance of their homes by doing repairs, building extensions and generally improving the interiors and exteriors of their homes. Age doesn’t really mean that one should stop evolving in terms of lifestyle, so matching your living standards with the latest demands is really a key issue to consider.

It is a good idea therefore, to compare equity release schemes before you settle on a financial package that suitably benefits you. You can find a good equity scheme deal always with good interest rates and repayment terms. Depending on how much your home is worth, how old it is and how much it would cost you to get it into a better shape, you will fall perfectly into a deal that’s good for you. 

Home Renovations and Improvements   

Renovation can give any home a more elegant appearance no matter how outdated it had been. This is why it is mostly advised that homeowners give their homes a facelift after a certain period of time to maintain their market value. It has often been said that homes that are attended to periodically stand strong for a longer period. Again, property is expected to appreciate as time goes by and so maintaining its magnificence retains its market value better.

Repairing your home is just one reason you may wish to use equity release schemes. Beyond the need for money and the reason you feel you need it, you have a great deal to decide on in order to make sure your retirement is comfortable.

There would be no reason to compare equity release schemes if providers only gave you one option. You in fact have at least five options in schemes to choose from: home reversion, roll-up, drawdown, fixed rate, enhanced, and interest only lifetime mortgages.

A home reversion is a product where you sell all or a part of your house to the provider in exchange for a lump sum payment. The payment made to you is based on the amount of home sold, its current value, and how much of that current value the provider is willing to give you. Providers give you a percentage of the actual value and never the full market value. The hope is the home will increase in value, but more it is the difference between the value and what you receive that is their profit.

Lifetime Mortgage Costs   

Lifetime mortgages are loans, so they come at a cost. The cost is entirely up to you as far as the structure of the loan. You have interest that compounds until you pay the loan off. This interest is not fixed with regards to a specific amount for the life of the loan. It is fixed in terms of the APR you pay. There is one product known to offer 6.13% in APR. It remains this same amount for the life of the loan. Of the five products available there is also one that has a fixed rate in terms of the maximum interest you will pay. The fixed rate lifetime mortgage is the only product you can agree on with the provider for the full amount of interest paid no matter how long you have the mortgage.

You also have a product that allows you to make a payment each month paying off the full interest accrued in that 30 day period. This leaves only the principle balance unpaid. As you can see there is plenty to compare at InterestOnlyLifetimeMortgage.com.

If you are in your retirement years, all is not lost. You can now compare equity release schemes and find one that will help accomplish your development goals in terms of property improvement. Whether you want to improve a rental property or your own home, you will find something out there to suit your needs.

Interest only Lifetime Mortgage  

The Interest Choice Plan is also known as an interest only lifetime mortgage which provides you with greater flexibility than a traditional roll-up lifetime mortgage plan. It can provide you with more freedom in both how you release your tax free cash and how you intend to repay it back. More2life Interest Choice Plan as with all equity release schemes places no restrictions on you spending the money in whatever way you wish. 

More2life now provides you with the option to pay the interest off monthly, so that a portion or all of the interest can be covered. With an optional contribution amount starting from £25 per month, you can decide how much you wish to pay. If you wish to repay some or the whole amount of interest for your lifetime mortgage, it can help in decreasing the amount you owe when the time comes and your property will need to be sold.

As a result, you will be leaving more inheritance to your loved ones which can be beneficial compared to the standard type of lifetime mortgage whereby the interest will roll-up, thus reducing the net equity in your property. For even greater flexibility, the more2life Interest Choice Plan provides you with the option to take further release(s), even after taking the initial lump sum. This is commonly known as a drawdown lifetime mortgage. However, more2life plans are now the first equity release provider to actually offer a drawdown interest only lifetime mortgage scheme.

With more2life, interest will be charged monthly after the money has been released. The current rate of interest is 6.17% and this is fixed for life. However, you are only charged interest on the initial tranche of funds released by more2life. Currently, any further drawdown payments taken will be set up on a lifetime roll-up basis, resulting in a combination of two schemes under one roof.

Interest Choice Plan  

Some people are wondering how much interest they should pay for the more2life Interest Choice Plan. Actually, it will entirely depend on you. All you need to do is to determine the amount that you can afford to pay for each month. The minimum required is £25 and you can also choose to pay the entire interest. It would be best to choose a payment that is just affordable for your budget. It is hassle free since the payment will be automatically collected by Direct Debit and is fixed for the rest of your life.

You have the option to continue making payments until such time that you don’t want to anymore. At a later point you have the option to cease your monthly payments and convert the scheme into a roll-up basis. This avoids situations where arrears develop and the unfortunate event of adverse credit, or worse still repossession. The switching facility from interest only to roll-up provides peace of mind that the house will always remain yours, stress free. Please bear in mind though that once you decide to stop making payments towards your interest, then there are no chances that you can restart.

There are some qualifications in order for you to be eligible for the more2life Interest Choice Plan. The age requirement is between 60 years old and 99 years old. The property must be located in England and Wales currently, with a minimum property value of 70,000. The minimum amount for the loan is £10,000, with any subsequent top-ups being for a minimum of £5,000.

Cautions for any equity release plan

You may enjoy everything you have read about the more2life plan outlined here including the changes you can make over the life of the loan. However, until you compare interest only, roll-up and drawdown plans with other companies you will not understand the true benefits of the product under discussion.

You also have one other choice in releasing equity. It is home reversion. It does not require a loan, but requires the sale of your home. For some having no payment and no debt to leave behind is less of a burden, but for most they would rather preserve their home and hope their children have a different option than selling it in the end.

The best way to make a concrete decision is to speak with an adviser who can help you with the ins and outs of various plans. Also include your family in the decision since they will be affected too.

Calculating the Maximum Equity Release     

For many retired people, the prospect of managing on their pension with little possibility for financial help or an additional income stream is a daunting one. However, there have been a number of developments in the financial services industry. Retired home owners now have a number of financial products which have been specifically designed for their age group. This includes equity release. Equity release allows home owners aged fifty-five and over to gain access to a maximum release of equity which has built up in their homes. This equity release can take the form of a tax free lump sum or a fixed monthly income for the remainder of their lives.  

How Equity Release Works

Equity release schemes allow retired home owners to gain access to the equity which is tied up in their property. This is the current market value of the home, less any mortgage or other form of loan secured on it. Before equity release was developed, the only way to release this equity was for home owners to sell their property and purchase a smaller and less expensive one. However, equity release allows the home owner to retain the right to live in their home until their death or they move into a facility for long term care. 

Unlike a conventional mortgage, equity release does not require monthly repayments, so it will have no negative impact on the disposable income of the home owner. This means that the home owner can gain access to a lump sum or additional monthly income without needing to move home. The interest from the equity release is accumulated on to the balance of the loan and only becomes due for repayment when the property is sold after death or permanent move into long term care. At this stage, the property is sold and after the balance of the loan has been repaid, any remaining equity is passed on to the beneficiaries through the person's estate.

Calculating Maximum Release of Equity

There are strict rules in place governing the maximum release of equity. This is to ensure that the loan will not exceed the value of the property. There are assurances in place through financial regulations, that no equity release client will leave a negative balance on their home and create a debt for their estate. For this reason there are a number of factors which are needed to calculate the maximum release of equity. These include:

• Age of applicant: In the cases of joint applications, the age of the youngest party is used. This is needed to estimate the potential duration of the loan. People who are aged fifty-five will have a much lower equity release figure than those who are older. 

• Value of property: This in combination with any outstanding mortgage balance is used to determine if there is sufficient equity in the property for release. 

• Health status: Some providers will offer enhanced terms and a greater maximum release of equity to those who are in poorer health and anticipated to require a shorter duration of term for their equity release. 

Online Equity Release Calculators

There are a number of online calculators which can assist in determining the maximum release of equity. The best calculator we have found was on EquityReleaseCalculator.net. These online tools are programmed to collate the information you supply into a calculation formula and provide a maximum release of equity figure. This can enable people to obtain a clear picture of whether this sum would be sufficient for their requirements. This can provide assurance that it is worthwhile proceeding with an application, or prevent people who would not qualify for equity release from wasting their time researching the options. The calculators are widely available and free to use but they will only make their calculations based on the information you provide. It is important to ensure that the information you enter into the calculator is as accurate as possible. This will help to make sure that the maximum release of equity figure you receive is accurate and can be relied upon when moving forward.

If you are considering equity release, it is important to first assess what the maximum release of equity would be for your property and circumstances. It is worthwhile using an online calculator to determine this amount and you can then assess whether this is sufficient for your plans and requirements. Obtaining this figure can help you to make an informed decision as to whether or not it is feasible to move forward to speak to a professional adviser and start the application process.

Figuring Out the Equity Release Value Available  

Equity release has become one of the most popular finance trends in the current housing market. It provides a way for those who are aged fifty-five and older to obtain a cash lump sum, when other financial products may be unavailable to them because of their income and age. The lump sum received through equity release can be used for any purpose and can be an essential way for a number of older people to inject some financial stability into their retirement. The first stage of assessing whether equity release would be beneficial for you is to determine the maximum equity release lump sum available.

Calculating the Maximum Equity Release Lump Sum

There are a number of online calculators which can help to figure out the maximum equity release lump sum which may be available to you. This calculation is based on a number of factors including your age, gender, current mortgage balance and the value of your property. The online tools have been electronically programmed to collate the information you provide into a standard formula and work out how much you could receive from equity release by way of a lump sum. Personal details such as your age are needed to calculate your estimated lifespan, as equity release schemes are designed to run for the remainder of your life. Your property information is needed to work out the loan to value ratio which is applied to equity release lending. 

Some equity release calculators will also ask for health and lifestyle information. This is because some equity release providers offer enhanced packages with a greater maximum equity release lump sum for those who are in poorer health and likely to have a shorter lifespan than someone of a similar age but in perfect health. Unlike some more conventional financial products which may impose financial penalties for those with a history of poor health, the general rule with equity release is that the poorer the health of the applicant, the greater the maximum equity release lump sum. Therefore, it is important to answer all the questions asked by the equity release calculator as accurately and honestly as possible. This will increase the accuracy of the results and ensure that you can rely on these figures going forward.

Should You Take the Maximum Sum?

When it comes to the decision of whether you should take the maximum equity release sum offered, this will depend greatly on your circumstances and requirements. You will need to consider the options including:

The interest rate: Interest on equity release schemes will compound over time, since you will generally be required to make no monthly payments. Lenders will often offer more preferential rates of interest to those home owners taking out less than their maximum possible lump sum. This could work out to be a financially better deal over the long term.

Additional draw downs: Some schemes offer the facility to draw down additional funds up to your maximum facility as and when you need them. This can mean a greater degree of flexibility and some assurance that in the event you need some cash quickly, it is there and available to you.

Financial implications: Although the lump sum payment from an equity release scheme is tax free, there are other financial implications which will need to be considered. By taking a larger sum, you may find that you no longer qualify for government benefits and other financial assistance which is means tested. This could compromise your financial future and make it more difficult for you to maintain your standard of living.

Reducing your estate: Obviously, the larger amount of equity released from your home, will mean that there will be less funds available for your beneficiaries upon your death. Some people are concerned about leaving money to their loved ones and so they would rather take a smaller lump sum and leave some equity for their family. However, a great number of retired people have seen equity release as a viable method of inheritance planning and use their release fund to assist children and grandchildren while they are still living. This can reduce the amount of inheritance tax which would become due on your estate when you are deceased. 

Equity release can provide a great financial solution for a number of people in the fifty-five and over age group. The arrangements can be flexible enough to allow people to meet their individual needs and requirements. It is important to discuss your requirements with a professional adviser and they will be able to guide you as to whether you should take the maximum equity release sum. This will ensure that you obtain a great deal which is best suited to your requirements and allow you to proceed with confidence. Click Here for a free equity release calculator that will help start your equity release ball rolling.

How to use Equity Release Calculators   

Releasing equity from a home can be an excellent way for retired people to gain access to a cash lump sum or an additional regular income source. The money obtained through equity release is available tax free and can be used for whatever the home owner chooses. Since a great number of retired people find themselves rich in their assets but struggling for cash, equity release can provide a way to eliminate any financial crisis or burden. By using an online equity release calculator, home owners interested in exploring their equity release options can determine if it will provide sufficient funds for their plans.

Can I Afford Equity Release

Some retired people are interested in purchasing a holiday home or another property. However, with a fixed income this can be exceptionally challenging. However, an online equity release calculator may be able to determine the affordability of buying another property. 

The online equity release calculator will provide a figure for your maximum equity release lump sum. If you have owned your home for a great number of years without increasing the balance of your mortgage, you may have benefited from an increase in property value and equity. Depending on a number of factors including your age and gender, the amount of equity release available may be sufficient to purchase the new property.

Since this figure will be key to your budget for searching for your new property, it is essential that you discover the affordability before beginning your property search. 

Financing Property for Others

In the current economic climate, a great number of older home owners have seen the frustration of their children or grandchildren as they struggle to take the first step on to the property ladder. An online equity release calculator can allow home owners to discover how much equity could be released and determine if it sufficient to afford all or part of a property for them. In some cases, this can be an excellent way of inheritance planning, since you can assist you children or grandchildren with a lump sum deposit to help them secure a mortgage without having to sell your home. This will mean that you can avoid your family from paying higher levels of inheritance tax and you will have the reassurance of seeing them enjoy their new home while you are still with them. 

For those people with several children or grandchildren, the feasibility and affordability of this will depend greatly on the amount of release available. The online calculator can provide this information and assist in the decision making process about whether it is beneficial to proceed further. Many people are hesitant to even discuss the possibility of affording a property for another until they have collected the facts and figures. Equity release provides the assurance that you will have the right of residence in your home for the rest of your life, but if the equity release does not provide the required funds, then it may not be the best solution for your needs. 

Finding an Equity Release Calculator

There are a great many companies and providers who offer a free online equity release calculator. However, it can be beneficial to choose an in depth calculator offered by a number of comparison sites specialising in equity release. These are more likely to have access to a wider variety of products and can offer greater detail on the schemes which may be best suited to your requirements. With these forms of calculator, you will need to be prepared with some personal and financial information including your age, current property value and the balance of any current mortgages or loans secured on your home. These factors will all affect the amount of equity release available to you. 

These calculators are available free of charge and with no commitment, so if you are unsure of your options, there is nothing to stop you using a number of different calculators to get a better insight into the provider requirements and amounts of equity release available. 

If you are a home owner aged fifty-five or over and are looking for the funds to purchase another property or for any other purpose such as improving your lifestyle or planning for your long term care, equity release may provide the solution for your requirements. Obtaining an equity release figure should be your first step and an online equity release calculator can provide this information quickly and with the minimum of fuss. This will enable you to assess whether equity release will provide sufficient funds for your plans and assist you with making the decision as to whether you would like to proceed and speak to a professional adviser. Or Click Here to use a free Equity Release Calculator.

Equity Release Compound Interest Calculator   

Equity release products have seen a great increase in popularity in the retirement market of today. This is due in the most part to the fact that people over fifty-five can have difficulty obtaining conventional finance because of their age and income restrictions. Equity release products have been specifically designed to allow this age group to borrow money secured on their own property. Unlike a conventional repayment loan or mortgage, usually there are no monthly repayments to be made by the home owner which could compromise their fixed income. Therefore, equity release represents a popular way which allows retired people to borrow cash tax free. However, the equity release market can be a little more complex; so many companies now offer compound interest calculator tools to enable people to develop a clearer picture of the financial implications of the loan.

How does the interest work on equity release?

The main reason why compound interest calculator tools are available online is because the structure of equity release schemes are different from conventional mortgages. Whereas on a conventional repayment mortgage, each monthly payment is paying off the interest and a portion of the capital of the loan, equity release mortgages work differently. Since there are no monthly repayments, the interest is accrued and added to the balance of the equity release loan annually, rather than being paid off. As this happens the interest compounds and the balance of the loan increases. The balance of loan only becomes due when the property is sold because the home owner has died or moved in to a care facility for the remainder of their life. The funds from the property sale are used to pay off the balance of the loan and any remaining monies are then distributed to the beneficiaries as part of the estate of the deceased. 

Why is a compound interest calculator needed?

On the face of the figures, equity release may seem very costly. However, the compound interest calculator can allow the home owner to understand the differences between the structure of repayment of an equity release scheme and a conventional mortgage. Without knowing how the interest is compounded and how this affects the loan balance in the long term, home owners may be a little confused as to the benefits they would receive. Of course, your equity release broker will provide key facts documentation including a list provided by the specific lender of the year on year balance which would accrue on the equity release scheme. This is calculated by the lender using their compound interest calculator programs. However, for initial enquiries, the calculator can provide some reassurance as to whether equity release would provide a long term solution for the person's financial requirements.

How compound interest equity release calculator works

The calculator provides the details of the financial implications of the equity release scheme. For most people the first year interest is easy to understand as there are no additional sums compounded onto the loan. However, at the end of the next year, the interest rate is calculated based on the balance available last year which included interest. This can appear to be simply interest being added to interest unless it is explained by a calculator. However, the calculator can supply details of the interest that would be paid off each year and the impact it would have on the balance. These figures will provide a figure of the anticipated balance at any time in the loan. 

Benefits of a compound interest equity release calculator

The compound interest calculator which is available online can also be helpful in explaining the implications of equity release to your family. Obviously, this type of financing will have implications for your beneficiaries and will reduce the value of your estate. The figures can be used to explain how the equity release will affect the balance of the estate and allow the home owner to complete more comprehensive inheritance planning. The online calculators are also helpful to discover the implications of the different interest rates offered on the various plans. This can help to make an informed decision about the long term costs and whether it is beneficial to opt for one specific scheme over another. 

If you are considering equity release, it can be important to seek out a compound interest calculator. This can provide actual figures for the implications of different levels of lump sum and ensure that you are aware of whether it would best suit your requirements to obtain the maximum possible release. This will help you to make a more informed choice about different equity release products and schemes. 


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  • Determining Which Equity Release Plan is the Right One
  • How to Determine the Best Equity Release Schemes
  • What Are The Typical Costs to Set Up an Equity Release Mortgage?
  • How does SHIP (Safe Home Income Plans) Provide Protection to Equity Release Customers?
  • What are the Benefits of Taking Out Life Cover on an Interest Only Lifetime Mortgage?
  • Life Insurance protect the Retirement Home Plan Interest Only Lifetime Mortgage
  • Understanding Some Important Facts About Halifax Equity Release
  • The Benefits of Having a Mortgage in Retirement
  • What Do Mortgage Lenders Mean By Interest Only?
  • The Financial Conduct Authority¬ís (FCA) Mortgage Crackdown on Interest Only
  • What is an Interest Only Mortgage?
  • Finding the Best Home Reversion Schemes for You
  • Why Have Home Reversion Plans Become So Unpopular?
  • Can Home Reversion Plans Keep Up With the Modern Day Lifetime Mortgage?
  • Why You Should Consider Equity Release Schemes
  • Financing Home Improvements with Equity Release Schemes
  • Know More about Equity Release Schemes
  • An Introduction to Stonehaven Equity Release Schemes
  • Home Reversion Plans - A Release of Equity
  • Advantages of Remortgaging Your Old Equity Release Plan
  • An Equity Release Loan Can Pay Your Bills
  • What is Equity Release: Understanding the Basics
  • What is the Maximum Equity Release I Can Raise?
  • Can Loans and Regular Commitments Affect Equity Release Borrowings?
  • Why Prudential Equity Release Remains a Lifetime Mortgage Lender
  • Using an Equity Release Calculator
  • How Much Equity Can Be Released with a Lifetime Mortgage
  • The Virtues of Using a Lifetime Mortgage Calculator
  • How an Equity Release Calculator Can Speed Matters Up
  • Use an Equity Release Calculator UK for Quick Results
  • Calculating How Much Money You Can Obtain from an Equity Release Plan
  • Determine Your Cash Amount with an Equity Release Calculator
  • Equity Release Compound Interest Calculator
  • How Equity Release Calculators can Help You to Determine if You Can Afford a Property
  • Upon Down Valuation: You Will Need to Revisit Your Equity Release Calculations
  • How to Figure Out the Equity Release Value Available to You
  • Calculating the Maximum Equity Release Amount Possible
  • Increase Your Knowledge with a Lifetime Mortgage Calculator
  • Calculate the Maximum Release of Equity From Your Home
  • Why an Equity Release Calculator is Important
  • Interest Only Mortgages Basics
  • How Does the Halifax Retirement Home Plan Mortgage Work in Practise?
  • Plan Ahead for Your Retirement with a Halifax Equity Release Scheme
  • Halifax Retirement Home Plan: An Equity Release Scheme to Safeguard Your Future
  • Equity Release Mortgages Boosted By Poor Health
  • You Have the Capacity to Switch and Remortgage Equity Release Schemes
  • The Virtues of Stonehaven Equity Release Plans Currently Available
  • Stonehaven Interest Select Scheme Allows Pensioners in Manchester to Purchase a House
  • Equity Release Schemes
  • Benefits of an Equity Release Mortgage
  • Two Different Sides to an Equity Release Mortgage
  • Your Guide to Equity Release Mortgage
  • A Unique Lifetime Mortgage from Stonehaven
  • Stonehaven Requires Some Form of Property Insurance
  • Are Stonehaven the Only Company Offering a Retirement Mortgage Plan?
  • The Concept of Equity Release Schemes
  • The more2life Interest Choice Plan Can Help Your Children in More Ways Than One
  • Interest Only Lifetime Mortgage Plans
  • Is the Halifax Retirement Home Plan Still Available?
  • Interest Only Lifetime Mortgage Schemes
  • Retirement Magazines Offer a Wealth of Information on Equity Release Schemes
  • How Equity Release Schemes Help Over 55s Improve Their Homes
  • Statistics Show that Equity Release Schemes are Here to Stay
  • Variety Required for Equity Release Schemes to Find the Key to Market Success
  • Basic Understanding of Equity Release Schemes
  • Equity Release Schemes - Introduction to the Various Types
  • The Information Superhighway Now Empowers Equity Release Plans
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  • Use an Equity Release Mortgage Calculator Before You Buy
  • Benefits of an Equity Release Mortgage
  • The Home Equity Mortgage is Coming to Town
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  • Your Guide to an Equity Release Mortgage
  • How Does a Home Equity Mortgage Work?
  • Equity Release Loans can Consolidate Your Debts
  • Find the latest Lifetime Mortgage Deals
  • The Best Equity Release Deals are Just One Click Away
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  • Interest Only Mortgages for Individuals Over 55
  • Paying Off a Current Mortgage with an Interest Only Mortgage
  • Equity Release Mortgage Set Up Costs
  • Benefiting From an Interest Only Mortgage After Age 60
  • What is an Interest Only Mortgage?
  • A Look at Interest Only Mortgages
  • The pros and cons of an Interest Only Lifetime Mortgage
  • What Options Do I Have to Pay off an Interest Only Mortgage?
  • Interest Only Mortgages Help Us Finance Our Housing Dream
  • Why Arent More People Considering a Pensioner Mortgage?
  • Threat for Pension Mortgage Holders
  • Do Halifax Still Offer Mortgages for People in Retirement
  • Why Retirement Mortgages Look Good for the Future
  • The Difficulties of Obtaining a Mortgage in Retirement
  • Mortgage in Retirement
  • Can a Pensioner Still Get a Retirement Mortgage?
  • How to Find a Mortgage for Someone Aged 60 Plus
  • Where Can I Obtain a Pensioner Mortgage to Help Purchase My New Retirement Home?
  • Factors to Consider before Taking a Mortgage into Retirement
  • The Scary Term: Mortgage in Retirement!
  • Surely I Cannot Have a Mortgage in Retirement?
  • The Value in Mortgages for Pensioners
  • Market Review of the Stonehaven Interest Select Lite Plan
  • Consider an Interest-only Lifetime Mortgage
  • A Lifetime Mortgage for Retirement
  • Interest Only Lifetime Mortgage Inheritance Protection
  • Understanding a Lifetime Mortgage or also known as a Reverse Mortgage
  • All Lifetime Mortgages Explained
  • Releasing Equity for Mobility with Lifetime Mortgages
  • The Definition and Types of Lifetime Mortgages
  • Lifetime Mortgage Explained
  • Dont Be Afraid to Ask a Question about Your Lifetime Mortgage!
  • Time for a Lifetime Mortgage Review
  • A Lifetime Mortgage to Release Equity
  • How Your Health Can Affect a Lifetime Mortgage
  • Which is the Best Lifetime Mortgage product?
  • Get the Latest Lifetime Mortgage Rates Now
  • Why Should You Choose an Equity Release Lifetime Mortgage
  • Compare Lifetime Mortgages
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  • Will UK House Prices Fall Because of Brexit?
  • What is a Financial Introducer?
  • Drawdown Equity Release
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  • Compare Equity Release
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